Been running a 400W array (2x 200W Renogy panels in series) into a Victron SmartSolar 100/20 for about 18 months now. Did all the standard VOC calculations with a temperature derating factor, left myself what I thought was a sensible headroom — array VOC at -10°C works out to roughly 89V, well within the 100V hard limit. Job done, I thought.
Then last spring we got one of those classic broken-cloud days in late March — patchy cumulus, bright sun between gaps. The Victron Connect logs showed instantaneous input spikes hitting 97–98V repeatedly. That's the cloud-edge lensing effect, where light refracts around cloud edges and you briefly get irradiance well above 1000 W/m². Caught me completely off guard. Didn't blow the MPPT, but I was running uncomfortably close to the ceiling, and the controller was clearly throttling input during those spikes.
Standard guidance says add 25% headroom above your cold-VOC figure for this reason, which would have pushed me toward a 125V-rated controller for this array. Has anyone here actually sized their system with cloud-edge factored in from the start, or did most people find out the hard way like me? Curious whether this is more pronounced in certain parts of the UK — seems like it'd be worse in areas with more convective cloud activity.