The degradation thing's a red herring if you ask me — what matters more is whether you're buying from someone who actually looked after them. I've had my Fogstar panels on a static for five years now, picked up a pair of 250W Renogys secondhand when I expanded, and they're performing within spitting distance of spec.
The real killer is mystery panels. You get some dodgy 100W Chinese units off Facebook Marketplace with zero paperwork and you're basically guessing. Whereas @CotswoldNomad's Canadians? That's a known quantity. Those panels have proper datasheets and a reputation.
For emergency backup or off-grid living where you're not grid-tied, degradation is honestly less critical — you're not chasing peak output, you just need something reliable. I've got older panels doing perfectly adequate duty on a Victron setup in a caravan, running fridges and essentials. They're maybe 10-15% down on original output but that was baked into my system design anyway.
Just inspect the glass yourself, check for delamination, and if you can't find the installation history