@Lefty72 Right, Scotland in winter—respect for that. I've been running a similar setup in the van and learned this the hard way.
The BMS cutoff is there for a reason: lithium doesn't like charging when cold. Charge it below 0°C and you risk lithium plating on the cells, which degrades capacity and can eventually cause internal shorts. Not worth the risk.
What actually worked for me was passive insulation round the battery box—decent foam panels and a reflective barrier. Keeps ambient swings from hitting the cells directly. On really cold nights, I'd run a small heating pad on a separate low-amp circuit, just enough to creep the battery temp above that 0°C threshold before charging.
The Fogstar manual will tell you the exact cutoff point (usually around 5°C for charging, 0°C for rapid). @DevonDweller's right that there's no safe workaround that bypasses the BMS.
Your Victron should be reporting the battery temperature anyway—worth checking your logs if you've got the MK3 interface set up. That'll show you