Been through something similar with a cheap 48V pack on my narrowboat build before I switched to Fogstar cells. The golf cart chemistry (usually flooded lead-acid or basic LiFePO4 with a budget BMS) can throw all sorts of weird discharge cutoffs, especially when you push it hard.
Few things worth checking:
- What's the actual BMS cutoff voltage? A lot of budget 48V packs set the cell-level cutoff aggressively high, so you're losing 20-30% of usable capacity before the BMS even trips
- Load spike or sustained load? If it's cutting out under sudden load rather than gradual discharge, that's almost certainly an overcurrent protection issue rather than a genuine low-voltage event
- Temperature? Below about 5°C, LiFePO4 internal resistance climbs sharply and cheaper BMS units won't compensate — the pack looks depleted when it really isn't
With Victron kit you can usually pull decent diagnostic data via the shunt or Cerbo, but if this is a standalone pack with no comms output, you're a bit blind. A clamp meter on the main cable during the fault event would at least tell you whether it's a current spike triggering the trip.
What inverter or load is connected when it faults? That would really help narrow it down. Also curious whether anyone else here has had experience specifically with Humsienk — I've not come across that brand before, which in itself might tell us something about the BMS quality.