Been down this rabbit hole recently when spec'ing out insulation for my garden office build, and the floor question is one I keep going back and forth on.
With stone walls you're dealing with serious thermal mass, which can work for you or against you depending on how you're using the space. If it's occasional use, that mass just sits there robbing heat every time you arrive. Floor insulation becomes really important in that scenario because ground losses are relentless and invisible — you don't feel them the way you feel a cold wall.
From what I've read, uninsulated solid floors can account for 15-20% of total heat loss in a small structure. That's not nothing, especially if you're trying to run a small off-grid heating system efficiently. Every watt matters when you're pulling from a battery bank.
The counterargument I've seen is that retrofitting floor insulation in a bothy is genuinely difficult — you're either losing headroom with an overlay system or you're digging up a flagstone floor that might be original and worth preserving.
My instinct would be:
- Walls and roof first if budget is tight (biggest gains)
- Floor if you can do it without destroying character — even 50mm of rigid insulation under a ply deck makes a difference
- Don't bother with breathable membranes if the stone needs to move moisture
What's the actual usage pattern — weekend visits or extended stays? That changes the calculation quite a bit. Also curious whether anyone's used a Victron setup to monitor heat load before and after insulating — would be interesting data to see.