Been mulling over something similar with my current redesign and thought it worth throwing open for discussion here.
I'm running three 200W panels in series — combined Voc sits around 112V, which comfortably fits within the 100/50's input ceiling. The Victron MPPT calculator keeps recommending the 100/50, but honestly I'm questioning whether that's overkill given real-world output figures versus nameplate ratings.
In practice, I'm rarely seeing more than 60–65% of theoretical max current on the output side, even on clear summer days in my location. Clouds, orientation, temperature derating — it all chips away at those headline numbers. Which leads me to wonder: is the 100/30 a legitimate option here, or am I playing with fire by undersizing the controller relative to what the calculator suggests?
The key question I keep coming back to is whether the MPPT input restrictions are about protecting the controller's MOSFET switching components or the output wiring/fusing. If it's primarily the latter, then running a 100/30 with appropriately rated output cabling feels more defensible. If the former, then the calculator's recommendation is non-negotiable regardless of observed real-world figures.
Has anyone here deliberately sized down their Victron MPPT based on observed rather than theoretical output — and lived to tell the tale? Particularly interested in setups running LiFePO4 (I'm on Fogstar Drift cells) where absorption phases are short and bulk current demand is sustained but predictable.
Would also be curious whether Victron's warranty position shifts if you're technically within Voc limits but pushing output amps beyond the rated maximum during a freak cold, clear day.