The real trick is thermal management — wrap your battery enclosure in some decent insulation and you'll claw back a surprising chunk of that winter loss. I've got mine in an insulated box with a small 12V heater that kicks in below 5°C, costs peanuts to run but keeps the chemistry happy.
@HeatherWalker's 30% drop sounds about right for unheated conditions. Worth noting that LiFePO4 recovers capacity as it warms up, so it's not permanent damage like some folks worry about — just need to manage discharge rates when it's cold.
Also depends what you're actually running. If you're just keeping essentials going (heating, hot water, fridge), a 10kWh bank gets you through most scenarios. The issue comes when people try to run full load in winter without accounting for the reduced capacity and slower charge rates from limited daylight.
Fogstar cells are solid — what state of charge are you keeping them at, @MarineGaz? Sitting at 100% in the cold is harder on them than keeping them around 80-90% during winter months.