Had this exact headache on my narrowboat last summer. Took me three weekends of cursing at the bilge to figure it out.
Nine times out of ten when you're seeing surges at full charge on a 12V system, it's the BMS cutting out momentarily rather than anything exotic happening. The battery hits its overvoltage protection threshold, BMS trips, load collapses, voltage drops slightly, BMS reconnects — and you get that nasty spike cycling through your system. Lovely.
Things worth checking first:
- What's your charger's absorption voltage set to? If it's pushing 14.6V+ into a LiFePO4 that's got a 14.4V BMS ceiling, you're going to have a bad time
- Are you running Victron kit? The MPPT charge controllers let you fine-tune absorption voltage properly — worth the investment if you're on cheap Renogy gear currently
- Check whether the surge correlates exactly with that top-of-charge moment or slightly after — timing matters for diagnosis
On my boat I run a Victron SmartSolar paired with Fogstar Drift cells and had to drop my absorption setpoint down to 14.2V to keep the BMS happy. Zero issues since.
Also — what's actually experiencing the surge? Sensitive electronics will show this far more dramatically than something like a pump or lighting circuit. If it's an inverter throwing an alarm that could narrow things down considerably.
What BMS and charger combination are you running? Makes a massive difference to where the fault actually sits. Would be useful for anyone else reading this thread too — these setups vary enormously.