Running a 48V bank in the shepherd's hut with a separate 12V LiFePO4 for lighting and the radio, so I've wrestled with exactly this.
Ended up going with a Victron Orion-Tr Smart 48/12-30A and honestly it's been rock solid. The DC-DC isolated converter topology means your 12V battery is properly isolated from the 48V bank ā no nasty ground loops, and the BMS on each battery stays happy. You can dial in absorption and float voltages to match your LiFePO4 chemistry precisely, which matters more than people realise.
The Bluetooth monitoring through VictronConnect is genuinely useful rather than just a gimmick ā I caught a dodgy connection once because the efficiency figures looked wrong.
A few things worth considering:
- Isolated vs non-isolated ā if your 48V and 12V systems share any ground reference, non-isolated can cause grief
- Current rating ā the 30A version charges a modest 12V bank quickly enough without hammering your 48V system during low-production periods
- Victron ecosystem ā if you're already running Cerbo GX or similar, the Orion integrates beautifully
The main alternative people mention is the Sterling Power B2B range, which has a good reputation particularly for vehicle installs, though I haven't personally used one at 48V.
What's your 12V battery capacity and what loads are you running off it? That'll probably determine whether 30A is sufficient or whether you'd want the bigger unit.