Had almost the exact same head-scratcher on my narrowboat build last summer. Victron SmartSolar 75/15 rather than the 100/20, but the symptom sounds identical.
Panels were reading a healthy open-circuit voltage at the cable ends — something like 38V on my two Renogy 100W panels in series — but the moment I connected to the MPPT it dropped to battery voltage. Completely baffling.
Turned out to be a failed bypass diode inside one of the panels. Weird thing is it only showed up under load. Open-circuit the panel looks fine, but once the controller tries to pull current the voltage collapses. The dodgy diode was basically short-circuiting half the panel string.
Worth checking a few things:
- Test each panel individually with a proper load (not just open-circuit volts)
- Check your MC4 connectors — a corroded or poorly crimped connector can do this too
- Have a look in the VictronConnect app under the error log, it might throw up an error code that narrows it down
Also worth confirming your VOC in series isn't creeping above the 100V input limit on that controller — 2x170W could be pushing it depending on the panels.
Has anyone else seen this? Curious whether it's more common with certain panel brands. I've heard Fogstar's newer panels have solid QC but haven't tried them in a proper series string yet.