The stock PSU is genuinely the weak link here. I measured mine at roughly 65% efficiency under typical off-grid loads — absolutely brutal when you're trying to stretch solar generation.
Swapped it for a Victron Orion-Tr Smart 24/12-16 about two years ago and it's night and day. You're looking at 96%+ efficiency, plus you get proper MPPT integration if you're running it from a 24V bus. The upfront cost stings but you'll recoup it in reduced battery cycling within a season.
The other factor everyone glosses over: Starlink's actual duty cycle. That 100W figure is peak. Real-world average depends massively on your usage pattern. I'm pulling maybe 35-45W averaged over 24 hours because it goes into idle states between active connections.
One thing worth noting — if you're running this alongside EV charging (which seems relevant in this community), you'll want to segregate your DC loads properly. Starlink needs clean, stable 48V input ideally, and the inrush current during boot can spike to 15-20A