Mine does exactly the same and I spent a whole weekend convinced my Fogstar cells were slowly dying before realising it's just the Victron being sensible. 😅
The short version: yes, it's completely normal — the Victron BMS deliberately holds LiFePO4 cells back from 100% as part of its absorption strategy, and honestly 95% is basically the sweet spot for longevity anyway. Pushing them to 100% regularly is a fast track to degraded capacity down the line.
A few things worth checking though:
- Absorption voltage — if yours is set to 3.45V/cell (27.6V for a 24V bank), that'll land you around 95–97% naturally
- Float voltage — dropping this to around 3.35V/cell after absorption means the BMS stops "topping up" constantly
- Tail current setting — this tells the BMS when to call charge "done," and too high a value means it quits early
I run a 24V/280Ah setup in my static caravan and tweaked mine through VictronConnect — took about 20 minutes once I'd stopped second-guessing myself and actually read the Victron docs properly.
Whether you should adjust really depends on your use case — if you're off-grid full time and drawing heavily daily, nudging toward 100% occasionally is fine. If the cells are mostly just sitting topped up (summer holiday static, anyone?), staying at 95% is genuinely kinder to them.
Anyone else running different absorption settings on their 280Ah banks? Curious whether the newer Fogstar Drift cells behave differently to older unbranded ones — mine are the budget variety and seem happy enough.