Had almost exactly this scenario last winter with my shepherd's hut setup — Victron BMV reading 100% while the Fogstar Drift cells were clearly unbalanced, with the BMS tripping somewhere around 3am consistently.
The core issue is that the BMV is measuring pack voltage, not individual cell voltages. It genuinely has no idea what's happening at cell level. A pack can sit at a seemingly healthy resting voltage while one rogue cell is quietly racing ahead to its upper limit and triggering the BMS overvoltage cutoff.
A few things worth checking:
- Absorption voltage — is your charger actually holding absorption long enough for the balancer to do its work? Passive balancers only activate near top-of-charge, so if you're bouncing in and out of bulk all day you'll never fully balance.
- Balance current vs. drift rate — if cells have drifted significantly (say >50mV apart), most onboard balancers simply can't keep up. You may need an active balancer or a deliberate top-balance cycle via a bench power supply cell by cell.
- BMV Peukert settings — worth double-checking these are calibrated correctly, though that's more of a SOC accuracy issue than the root cause here.
With my EV charging load (I occasionally pull from the hut battery into a small inverter for a Zappi top-up experiment — long story), any imbalance gets exposed brutally fast under high discharge rates.
What BMS are you running and what's the cell chemistry? Lithium iron phosphate will mask drift far more aggressively than NMC due to the flat discharge curve. Makes diagnosis genuinely tricky.
Others here had this with Daly units — curious whether you're seeing similar patterns