Had exactly this on my garden office setup last summer. Victron SmartSolar 100/30, brand new Fogstar 200Ah LiFePO4, and the controller was declaring victory and dropping to float by mid-morning on a decent day. Battery was sitting at maybe 60% actual capacity according to the BMV-712.
Turned out to be a combination of two things:
Tail current was set too high. The default assumes a much larger or older battery bank. Drop it down — I went to around 1% of battery capacity and it made a significant difference.
Absorption time was too short. Worth checking whether you've got it on the adaptive setting, because on smaller banks it can make some odd decisions early in the season when the solar history isn't established yet.
Fixed mine by switching to a custom LiFePO4 profile rather than the preset. Set absorption at 14.2V, float at 13.5V, and dialled the tail current right down. The battery now consistently hits 95-98% before dropping off.
One thing worth checking — are you monitoring actual state of charge through a shunt-based monitor, or just going off the MPPT's estimates? The SmartSolar can be a bit optimistic without proper current sensing in the loop.
What's your battery chemistry and bank size? Makes a big difference to where the problem likely sits.