Had this exact issue at my cabin last winter — drove me absolutely mad for weeks.
The Multiplus was calling float at around 80% SOC, which made zero sense. Turned out the absorption time was set far too short in VEConfigure. Mine had somehow defaulted to 1 hour, when for my Fogstar 48V lithium bank it really needed closer to 2.5 hours to properly top out.
A few things worth checking:
- Absorption voltage — if it's set slightly low, the bank reaches it faster than it should and the unit thinks it's done
- Tail current setting — if this is too high, it triggers the float transition before the cells are actually full
- BMS communication — if you're running DVCC through a Cerbo, sometimes the BMS is reporting a wonky SOC and essentially telling the Multiplus to back off
The DVCC rabbit hole is where I lost most of my time, personally. Once I let the Multiplus manage charge parameters independently rather than deferring to the BMS SOC figure, everything settled down beautifully.
Worth downloading VEConfigure 3 if you haven't already and going through the charge algorithm tab methodically. The Victron documentation is decent but assumes you've set everything up fresh — if you've ever done a firmware update, some settings can quietly revert to defaults without much fanfare.
What battery chemistry are you running? That'll change the advice considerably. LiFePO4 behaves very differently to AGM in terms of how the absorption phase should look.