Mine did exactly this in the shepherd's hut last January — turned out the cells were drifting apart just enough at low temps that the BMS threw a wobble around 3-4am when the overnight load (a small fan heater on low) was still ticking away.
A few things worth checking:
- Cell balancing — Victron Smart Lithium doesn't top-balance passively while idle in the cold, so if your cells are already slightly out, low temps will exaggerate the drift
- Low temp cutoff setting — worth connecting via Bluetooth and checking what your BMS protection thresholds are actually set to; mine had shipped with a fairly aggressive cutoff
- State of charge before bed — I found going to sleep at 85-90% rather than 100% oddly helped, think it kept the cells in a sweeter spot voltage-wise
The Victron forum is also worth a dig — there's a well-buried thread about how the Smart Lithium responds differently when the internal temp sensor reads below roughly 5°C, which isn't always obvious from the manual.
Fogstar Drift cells apparently handle cold a bit more gracefully if you're ever looking at a replacement bank, though I haven't gone that route myself yet with the cabin setup.
Does yours trip with a low-temp alarm on the app, or does it just silently disconnect and leave you wondering why the kettle won't boil at 6am? That distinction might point to whether it's a protection trigger or something else entirely.