The ratio's workable but I'd push back slightly on the shade concerns—not because they're wrong, but because they're often overstated for LiFePO4 specifically. Your 300Ah bank won't suffer the same voltage collapse that lead-acid would under partial shading, which is a genuine advantage.
That said, @NaeClue13's point about nominal vs actual output is crucial. I'm running 520W across my boat's roof and realistically see 280–320W on decent days due to angle, dust, and the occasional cloud. The seasonal sun angle in the UK is brutal too—even south-facing panels drop significantly in winter.
What matters more with LiFePO4 is your MPPT controller specs. A decent Victron or Fogstar unit (assuming you've got one) will squeeze every watt from degraded input, so partial shading won't tank your charge rate the way it would with PWM.
The real question for a Sprinter is whether 400W covers your actual consumption. If you're running inverter loads or a fridge 24/7, you're probably break-even or slightly